Compare the real cost of sending British Pound to Polish Zloty. Ranked by net amount received on £1,000.00 after every flat fee, transfer fee and FX margin. Mid-market rate as of 2026-10-06: 1 GBP = 5.1656 PLN.
| Provider | Rate (after margin) | Flat fee | FX margin | Total deductions | Recipient gets ↑ |
|---|---|---|---|---|---|
| RevolutBest | 5.1656 | — | 0% | zł0.00 | zł5,165.60 |
| InstaReM | 5.1527 | — | 0.25% | zł25.80 | zł5,139.81 |
| XE Money Transfer | 5.1398 | — | 0.50% | zł25.83 | zł5,139.77 |
| Paysend | 5.1398 | $2.00 | 0.50% | zł33.60 | zł5,132.00 |
| Wise (TransferWise) | 5.1656 | $1.00 | 0% | zł37.46 | zł5,128.14 |
| TransferGo | 5.1243 | $1.00 | 0.80% | zł45.20 | zł5,120.40 |
| OFX | 5.1139 | — | 1.00% | zł51.66 | zł5,113.95 |
| Remitly | 5.0881 | $2.99 | 1.50% | zł88.99 | zł5,076.61 |
| Ria Money Transfer | 5.0623 | $2.99 | 2.00% | zł114.76 | zł5,050.84 |
| WorldRemit | 5.0623 | $3.99 | 2.00% | zł118.59 | zł5,047.01 |
| Western Union | 5.0623 | $5.00 | 2.00% | zł122.46 | zł5,043.14 |
| MoneyGram | 5.0365 | $5.00 | 2.50% | zł148.19 | zł5,017.41 |
| Skrill | 5.0881 | — | 1.50% | zł151.26 | zł5,014.34 |
| PayPal / Xoom | 5.0106 | $4.99 | 3.00% | zł173.88 | zł4,991.72 |
Sending £1,000.00. Effective rate = mid-market minus the provider's FX margin. Indicative only — verify before sending. Open the live comparator →
Transfers from the United Kingdom to Poland are most commonly sent for family support and savings. On a £1,000.00 transfer, the choice of provider can make a difference of zł173.88 — money that disappears into fees and FX margin when you pick the wrong service.
The advertised exchange rate is rarely what you get. Most banks and transfer services quote a rate that includes a hidden FX margin of 0.5–4% above the mid-market GBP/PLN rate. That margin is often the largest single cost on a transfer, which is why FX Skipper deducts it before ranking and shows you what actually arrives in Poland.
Right now, Revolut gives the best net result on £1,000.00: your recipient receives about zł5,165.60 (0.00% total cost). Always check the live comparator before sending — rates move daily.
Total cost ranges from about zł0.00 with the cheapest provider to zł173.88 with the most expensive — a difference of roughly zł173.88 on a single transfer.
The mid-market rate is approximately 1 GBP = 5.1656 PLN as of 2026-10-06. Providers add an FX margin on top — the table shows each provider's effective rate after that margin is deducted.
Transfer times vary by provider and delivery method. Online services like Wise, Paysend and Revolut can deliver in minutes for bank transfers in many corridors. Cash pickup via Western Union or MoneyGram is also available in most corridors in minutes. Bank deposit typically takes 1–3 business days.
Yes, when you use a licensed and regulated provider. All providers listed are established international services regulated in multiple jurisdictions. Always confirm the provider holds a valid licence in the United Kingdom and that the receiving method suits your recipient in Poland.
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