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Best way to send 🇺🇸 USD to 🇲🇦 MAD — compare rates & fees

Compare the real cost of sending US Dollar to Moroccan Dirham. Ranked by net amount received on $1,000.00 after every flat fee, transfer fee and FX margin. Mid-market rate as of 2026-10-06: 1 USD = 9.9718 MAD.

🏆 Cheapest right now: Revolut — recipient receives DH9,972 on $1,000.00 (0.00% total cost). Choosing it over the most expensive option saves roughly DH347 on this transfer.
💡 Affiliate disclosure: Some links below are affiliate links. We may earn a commission if you sign up, at no extra cost to you. Provider ranking is always by net amount received — never by commission.
Provider Rate (after margin) Flat fee FX margin Total deductions Recipient gets ↑
RevolutBest 9.9718 — 0% DH0 DH9,972
InstaReM 9.9468 — 0.25% DH50 DH9,922
XE Money Transfer 9.9219 — 0.50% DH50 DH9,922
Paysend 9.9219 $2.00 0.50% DH70 DH9,902
Wise (TransferWise) 9.9718 $1.00 0% DH75 DH9,897
TransferGo 9.892 $1.00 0.80% DH90 DH9,882
OFX 9.8721 — 1.00% DH100 DH9,872
Remitly 9.8222 $2.99 1.50% DH179 DH9,793
Ria Money Transfer 9.7723 $2.99 2.00% DH229 DH9,743
WorldRemit 9.7723 $3.99 2.00% DH238 DH9,733
Western Union 9.7723 $5.00 2.00% DH248 DH9,723
Skrill 9.8222 — 1.50% DH292 DH9,680
MoneyGram 9.7225 $5.00 2.50% DH298 DH9,674
PayPal / Xoom 9.6726 $4.99 3.00% DH347 DH9,624

Sending $1,000.00. Effective rate = mid-market minus the provider's FX margin. Indicative only — verify before sending. Open the live comparator →

How to get the best USD to MAD exchange rate

Transfers from the United States to Morocco are most commonly sent for family remittances. On a $1,000.00 transfer, the choice of provider can make a difference of DH347 — money that disappears into fees and FX margin when you pick the wrong service.

The advertised exchange rate is rarely what you get. Most banks and transfer services quote a rate that includes a hidden FX margin of 0.5–4% above the mid-market USD/MAD rate. That margin is often the largest single cost on a transfer, which is why FX Skipper deducts it before ranking and shows you what actually arrives in Morocco.

Tips for sending USD to MAD

  • Compare net received, not the headline rate. A "no fee" provider can still be expensive if its FX margin is wide.
  • Match the delivery method. Bank deposit is usually cheaper than cash pickup; mobile wallets can be instant in many receiving countries.
  • Larger amounts unlock better rates. OFX and TorFX tighten their margin above $10,000.
  • Watch the timing. The mid-market USD/MAD rate moves daily — confirm today's ranking in the live comparator before you send.

Frequently asked questions

What is the cheapest way to send USD to MAD?

Right now, Revolut gives the best net result on $1,000.00: your recipient receives about DH9,972 (0.00% total cost). Always check the live comparator before sending — rates move daily.

How much does it cost to send $1,000.00 to Morocco?

Total cost ranges from about DH0 with the cheapest provider to DH347 with the most expensive — a difference of roughly DH347 on a single transfer.

What is the mid-market USD/MAD rate today?

The mid-market rate is approximately 1 USD = 9.9718 MAD as of 2026-10-06. Providers add an FX margin on top — the table shows each provider's effective rate after that margin is deducted.

How long does a USD to MAD transfer take?

Transfer times vary by provider and delivery method. Online services like Wise, Paysend and Revolut can deliver in minutes for bank transfers in many corridors. Cash pickup via Western Union or MoneyGram is also available in most corridors in minutes. Bank deposit typically takes 1–3 business days.

Is it safe to transfer USD to MAD online?

Yes, when you use a licensed and regulated provider. All providers listed are established international services regulated in multiple jurisdictions. Always confirm the provider holds a valid licence in the United States and that the receiving method suits your recipient in Morocco.

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