Is Remitly or Ria Money Transfer cheaper?

Remitly is cheaper on most of the corridors tested (5–0), but results vary by route and amount. Use the FX Skipper live comparator for your specific transfer.

What is the FX margin of Remitly vs Ria Money Transfer?

Remitly charges an FX margin of 1.5% above the mid-market rate. Ria Money Transfer charges 2%. The lower the margin, the more your recipient receives.

Remitly vs Ria Money Transfer — Which is cheaper in 2026?

Which is better for sending to Africa, Latin America and Asia?

💡 Affiliate disclosure: Links to providers may be affiliate links. Rankings are always by net amount received, never by commission.

Remitly

FX margin 1.5% 2%

Flat fee $2.99 $2.99

Transfer fee None None

Speed Minutes – 3 days Minutes – 3 days

Rating 4.7/5 4.2/5

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Ria Money Transfer

Third-largest money transfer company. Competitive rates across 160+ countries.

Visit Ria Money Transfer ↗

Head-to-head: recipient gets on 1000 USD equivalent

Corridor	Remitly	Ria Money Transfer	Winner & saving
🇺🇸 USD → 🇮🇳 INR	₹94,650.85	₹94,170.39	Remitly +₹480.46
🇺🇸 USD → 🇵🇭 PHP	₱61,517.49	₱61,205.22	Remitly +₱312.27
🇬🇧 GBP → 🇮🇳 INR	₹125,210.64	₹124,575.05	Remitly +₹635.59
🇪🇺 EUR → 🇵🇱 PLN	zł4,303.07	zł4,281.23	Remitly +zł21.84
🇦🇪 AED → 🇵🇰 PKR	₨73,504	₨73,130	Remitly +₨373

Green = higher net amount. Based on sending 1000 USD equivalent as of 2026-10-06. Check live rates →

🏆 Verdict: Remitly wins 5–0 on these corridors

Remitly delivers more to the recipient on most corridors tested, primarily because its FX margin (1.5%) is lower than Ria Money Transfer's (2%). However, results depend on corridor, amount and delivery method. Use the live comparator for your specific transfer.